The story of this market
The typical home in Rock Island County, Illinois sells for about $165,000, or $118 per square foot.
Prices are up +3.1% from a year ago, so sellers still have some momentum. Homes take about 44 days to sell. Over the long run, values in this county have grown 81% since 2000. Last year 21 of 37 neighborhoods saw prices rise, so the story isn't the same street to street. The biggest natural hazard here is cold wave, which FEMA rates relatively high. HUD's fair market rent for a two-bedroom is $1,056 a month.
HUD sets the fair market rent for a 2-bedroom at $1,056 a month. FEMA's National Risk Index rates overall hazard risk here as Relatively Low.
Price climate
Every year of price change, 2000–2025
0%
2025
Each stripe is one year's median price change across the area's census tracts (FHFA repeat-sales index). Deep blue is a strong gain year, red a falling year. Best: 2022 (+8.9%). Worst: 2012 (-1.7%). Hover to read a year.
Monthly price momentum
Home values since 2015
+5.4%
IL · past 12 months
Freddie Mac House Price Index, single-family homes, monthly through 2026-08. Each line starts at 100 in January 2015, so a reading of 180 means prices are up 80% since then.
Rent benchmark
Fair market rent by size
$1,396
3-bed / month
HUD Fair Market Rents, fiscal 2027, for this county. A typical rent for a modest unit, used to set housing-voucher payments.
Neighborhood price trend
Long-run price trend, 2000–2025
0%
2025 change
FHFA repeat-sales index, median of 37 census tracts in this county (2000 = 100). Bars are each year's median change.
Natural hazard exposure
The area's risk shape
38
Relatively Low
FEMA National Risk Index. Each spoke is a hazard ranked nationally, where 100 is the most exposed. Expected annual loss: $45,449,241.
Mortgage activity
Home lending in this county
83.6%
2019 approval rate
| Year | Applications | Loans made | Approval | Investor share | Median home value |
|---|---|---|---|---|---|
| 2018 | 6009 | 3672 | 84.5% | 15.3% | $115,000 |
| 2019 | 6203▲ | 3702▲ | 83.6% | 13.8% | $120,000▲ |
CFPB Home Mortgage Disclosure Act records: every mortgage application reported by lenders for homes in this county. Approval rate is approved ÷ decided (withdrawn and incomplete files excluded). Investor share and home value are the median census tract.
Rock Island County, Illinois
The Rock Island County housing market is currently characterized by stable inventory levels and moderate price growth. While days on market have fluctuated, the overall pace of sales remains consistent with historical trends for the region. Buyers are finding a balanced market, though affordability remains a key factor due to interest rate pressures.
No ARED distress-ledger coverage for this county yet — the foreclosure ingest rotates the national county directory, and filings appear here once the county's posted notices are read. Key-figure check: median price corroborated by the prior refresh cycle (within 12.5%).
Select a city to expand its ZIP intel reports beneath · 4 cities · 5 ZIP reports
Median prices moved up 2.1% year over year.
Homes spend a median of 38 days on market with 3.2 months of supply — a fast-moving market.
15% of listings have cut prices · homes sell at 98.5% of asking — demand is running ahead of supply.
no recorded foreclosure-ledger notices (0.0 per 10,000 residents) · unemployment 4.8% · poverty 12.1% — a stable, low-distress profile.
Owned and leased federal assets with active or excess status, per the General Services Administration's Real Estate Across the United States inventory (read 2026-09-25). A federal footprint read on this county — not a market valuation, and never an attribute of any individual property or tenant.
Deterministic aggregate of 2 researched ZIP reports of 5 — sales_count-weighted (population fallback); per point, children lacking the value or its weight are excluded. Tax rates, sentiment and context notes are tier-native and never roll.
Rock Island County, Illinois — researched county-level history with a deterministic 1 / 3 / 5-year projection
Solid: researched ten-year history · dotted: 1 / 3 / 5-year projection extended from the historical 4.1%/yr trend — a deterministic estimate, not a published forecast or guarantee.
No researched properties in this county yet — the property base layer populates as property research runs, and each property feeds its ZIP's roll-up.
researched Oct 8
researched Nov 9
researched Oct 1
| 61201 | Rock Island | $140,000 | $105 | -1.2% | 34 | 98.5% | 18.5% | 3.2 | 149 | $1,200 | researched Oct 8 |
| 61264 | — | $192,500 | $158 | -0.3% | 38 | 98% | — | 0.6 | 21 | $875 | researched Nov 9 |
| 61265 | Moline | $149,450 | $103 | +4.7% | 42 | 98.5% | 12.5% | 3.2 | 162 | $909 | researched Oct 1 |
Figures are each ZIP report's own latest research — the county roll-up aggregates them sales_count-weighted (population fallback); ZIPs cycle quarterly.
Crime rates in Rock Island County are generally higher than the Illinois state average, with property crime being the most prevalent concern in urban centers like Rock Island and Moline.
School quality varies significantly across the county, with districts like Moline-Coal Valley and Riverdale generally receiving higher performance ratings compared to others.
The county faces moderate flood risks, particularly for properties located along the Mississippi and Rock River corridors, necessitating flood insurance for many homeowners.
The economy is anchored by the Quad Cities manufacturing and healthcare sectors, with ongoing efforts to revitalize downtown areas and improve regional infrastructure.
Composed from the ARED governance burden registry — tier-native tax structure (state + county + city + special districts), never averaged. State (Illinois) — Property Tax Assessment (Fair Cash Value): Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts.
The economy is heavily influenced by the manufacturing, healthcare, and logistics sectors, with major employers including John Deere and various regional medical centers.
The county is served by a network of highways including I-74 and I-80, with public transit provided by MetroLINK.
The Rock Island County Assessment Office manages property valuations, utilizing a mass appraisal system to determine assessed values for tax purposes.
The county includes various special districts, including fire protection, library, and park districts, which levy taxes independently of the county government.
Property insurance premiums are influenced by the county's flood-prone areas and the general risk profile of the Midwest, with rising costs reported for high-risk zones.
The amenity base that shapes daily life and property demand in this county — what residents actually live with, and what the pipeline is adding.
A scenic trail system offering extensive biking and walking paths along the riverfront.
A major military installation and historic site that serves as a significant regional employer and tourist attraction.
A private liberal arts college that contributes to the cultural and intellectual life of the county.
Data retrieved from data.census.gov
Public schools whose reported address is in this area (NCES). Not attendance boundaries — schools that serve residents may sit outside it. Check the district's address locator for assignment.
Sellers must provide a written disclosure report to prospective buyers detailing material defects in the property as defined by 765 ILCS 77/35.
765 ILCS 77/1 et seq.
Property is assessed at 33 1/3% of its fair cash value. The tax bill is calculated by multiplying the equalized assessed value (EAV) by the aggregate tax rate of the local taxing districts. Exemptions, such as the homestead exemption, reduce the EAV before the tax rate is applied.
35 ILCS 200/9-145
Governance registry — every jurisdiction re-researches on a rolling 90-day cycle. Property reports compose these inherited burdens into a per-parcel ledger with conditional determinations. Informational only — not legal advice.